:root{--credaris-navy: #0b1f3b;--credaris-navy-mid: #132d52;--credaris-gold: #c8a044;--credaris-gold-muted: #a68b3a;--credaris-gold-30: rgba(200, 160, 68, .3);--credaris-gold-dim: rgba(200, 160, 68, .22);--credaris-emerald: #0f5c4d;--credaris-emerald-bright: #13806b;--credaris-silver-mist: #c9ced6;--credaris-graphite: #2b2f38;--credaris-coral: #a84448;--font-sans: "Source Sans 3", system-ui, -apple-system, sans-serif;--font-heading: "Sora", system-ui, -apple-system, sans-serif;--font-mono: "JetBrains Mono", ui-monospace, monospace;--bg-app: #060a10;--bg-elevated: #0b1522;--bg-sidebar: #071018;--bg-card: rgba(11, 31, 59, .55);--bg-card-hover: rgba(19, 45, 82, .65);--bg-input: rgba(255, 255, 255, .06);--bg-pill: rgba(200, 160, 68, .1);--border-subtle: rgba(201, 206, 214, .12);--border-strong: rgba(200, 160, 68, .28);--border-focus: rgba(200, 160, 68, .45);--text: #f4f6f8;--text-muted: var(--credaris-silver-mist);--text-subtle: rgba(201, 206, 214, .65);--accent: var(--credaris-emerald);--accent-hover: var(--credaris-emerald-bright);--accent-soft: rgba(15, 92, 77, .35);--brand-primary: var(--credaris-navy);--brand-accent: var(--credaris-gold);--brand-secondary: #5b7ca8;--brand-sidebar: var(--bg-sidebar);--brand-header: var(--credaris-navy);--brand-gradient: linear-gradient(135deg, var(--credaris-navy) 0%, #0f5c4d 55%, var(--credaris-gold) 100%);--chart-1: var(--credaris-gold);--chart-2: var(--credaris-emerald-bright);--chart-3: #5b7ca8;--chart-4: #a68b3a;--chart-5: #64748b;--accent-glow: 0 0 28px rgba(15, 92, 77, .45);--gold-soft: rgba(200, 160, 68, .15);--gold-glow: 0 0 32px rgba(200, 160, 68, .12);--danger-bg: rgba(168, 68, 72, .15);--danger-text: #f0a8a8;--danger-border: rgba(168, 68, 72, .45);--success-bg: rgba(15, 92, 77, .22);--success-text: #86efac;--success-border: rgba(15, 92, 77, .45);--warn-bg: rgba(200, 160, 68, .15);--warn-text: #fef9c3;--warn-border: rgba(200, 160, 68, .4);--shadow-card: 0 16px 40px rgba(0, 0, 0, .28);--shadow-elevated: 0 24px 48px rgba(0, 0, 0, .35);--on-navy: #f8fafc;--surface-muted: rgba(0, 0, 0, .2);--money: #fef9c3;--radius-xl: 24px;--radius-lg: 20px;--radius-md: 14px;--radius-sm: 10px;--radius-pill: 9999px;color-scheme:dark}html[data-appearance=light]{color-scheme:light}html[data-appearance=light] body{background-color:var(--bg-app);background-image:radial-gradient(ellipse 90% 70% at 12% -10%,rgba(200,160,68,.1),transparent 52%),radial-gradient(ellipse 55% 45% at 100% 0%,rgba(15,92,77,.07),transparent 48%),linear-gradient(180deg,#fbfcfe 0%,var(--bg-app) 38%)}html[data-appearance=light] .app-sidebar{border-right-color:#ffffff1a;box-shadow:4px 0 24px -18px #0b1f3b59}html[data-appearance=light] .card{background:var(--bg-card);border-color:#0b1f3b14;box-shadow:0 0 0 1px #fffc inset,0 14px 32px -20px #0b1f3b29;-webkit-backdrop-filter:none;backdrop-filter:none}html[data-appearance=light] .app-nav-item{color:#f4f6f8c7}html[data-appearance=light] .app-main-subtitle--powered{color:#0b1f3b7a}html[data-appearance=light] .muted{color:var(--text-muted)}html[data-appearance=light] .appearance-quick-toggle{background:#fff;border-color:#0b1f3b1f;color:#0b1f3b;box-shadow:0 6px 16px -12px #0b1f3b33}html[data-appearance=light] .appearance-quick-toggle:hover{border-color:#c8a04473;background:#fffdf8}html[data-appearance=light] .home-welcome{color:var(--text);background:radial-gradient(120% 140% at 0% 0%,rgba(200,160,68,.12),transparent 48%),radial-gradient(90% 120% at 100% 0%,rgba(15,92,77,.08),transparent 42%),linear-gradient(165deg,#fff,#f7f9fc);border-color:#0b1f3b14;box-shadow:0 1px #ffffffe6 inset,0 18px 40px -28px #0b1f3b47}html[data-appearance=light] .home-welcome h2,html[data-appearance=light] .home-welcome__lead strong{color:#0b1f3b}html[data-appearance=light] .home-welcome__lead{color:#475569}html[data-appearance=light] .home-welcome--live:before{opacity:.55;background:linear-gradient(120deg,transparent 18%,rgba(200,160,68,.55) 48%,rgba(15,92,77,.4) 58%,transparent 82%)}html[data-appearance=light] .home-welcome__glow,html[data-appearance=light] .home-welcome__glow--2{opacity:.38;filter:saturate(.75)}html[data-appearance=light] .home-welcome__scan,html[data-appearance=light] .home-welcome__beam{opacity:.28}html[data-appearance=light] .home-welcome__particles,html[data-appearance=light] .home-welcome__constellation,html[data-appearance=light] .home-welcome__ring{opacity:.32}html[data-appearance=light] .home-welcome__links path{stroke:#c8a04459}html[data-appearance=light] .home-ai-live{color:#0f5c4d;background:#0f5c4d1a;border-color:#0f5c4d47}html[data-appearance=light] .home-ai-live i{background:#13806b}html[data-appearance=light] .home-pulse__card{background:#fff;border-color:#0b1f3b14;box-shadow:0 12px 28px -22px #0b1f3b38}html[data-appearance=light] .home-pulse__card:after{opacity:.18}html[data-appearance=light] .home-pulse__label{color:#64748b}html[data-appearance=light] .home-pulse__value{color:#0b1f3b}html[data-appearance=light] .home-pulse__delta{color:#8a6d2e}html[data-appearance=light] .home-quick-card,html[data-appearance=light] .loan-hub-card{background:#fff;border-color:#0b1f3b14;color:#0b1f3b;box-shadow:0 10px 24px -20px #0b1f3b2e}html[data-appearance=light] .home-quick-card:hover,html[data-appearance=light] .loan-hub-card:hover{border-color:#c8a04466;background:#fffdf8;box-shadow:0 14px 32px -18px #0b1f3b38}html[data-appearance=light] .home-quick-card span,html[data-appearance=light] .loan-hub-card p{color:#475569}html[data-appearance=light] .home-quick-card strong,html[data-appearance=light] .loan-hub-card h3{color:#0b1f3b}html[data-appearance=light] .home-spotlight__card{background:radial-gradient(120% 80% at 0% 0%,rgba(200,160,68,.1),transparent 55%),linear-gradient(165deg,#fff,#f8fafc);border-color:#0b1f3b14;box-shadow:0 12px 28px -22px #0b1f3b33;color:#0b1f3b}html[data-appearance=light] .home-spotlight__card h4{color:#0b1f3b}html[data-appearance=light] .home-spotlight__card p{color:#475569}html[data-appearance=light] .home-spotlight__cta{color:#8a6d2e}html[data-appearance=light] .home-infographic{background:linear-gradient(165deg,#fff,#f7f9fc);border-color:#0b1f3b14;box-shadow:0 12px 28px -22px #0b1f3b2e;color:#0b1f3b}html[data-appearance=light] .home-infographic__head h4,html[data-appearance=light] .home-mix__center-value,html[data-appearance=light] .home-mix__legend strong,html[data-appearance=light] .home-funnel__row{color:#0b1f3b}html[data-appearance=light] .home-infographic__foot,html[data-appearance=light] .home-mix__legend{color:#64748b}html[data-appearance=light] .home-mix__center-label{fill:#64748b}html[data-appearance=light] .home-funnel__row span:first-child{color:#64748b}html[data-appearance=light] .home-funnel__track{background:#0b1f3b14}html[data-appearance=light] .home-pipeline{color:#0b1f3b;background:#fff;border-color:#0b1f3b14;box-shadow:0 12px 28px -22px 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.btn-secondary:hover{background:#0b1f3b12;border-color:#c8a04466}html[data-appearance=light] .loan-field{color:#475569}html[data-appearance=light] .loan-field input,html[data-appearance=light] .loan-field select,html[data-appearance=light] .loan-field textarea,html[data-appearance=light] .disb-form .loan-field input,html[data-appearance=light] .disb-form .loan-field select,html[data-appearance=light] .disb-form .loan-field textarea{background:#fff;color:#0b1f3b;border-color:#0b1f3b24;box-shadow:0 1px 2px #0b1f3b0a;color-scheme:light}html[data-appearance=light] .disb-payout-table input{background:#fff;color:#0b1f3b;border-color:#0b1f3b24}html[data-appearance=light] .loan-field input:hover,html[data-appearance=light] .loan-field select:hover,html[data-appearance=light] .loan-field textarea:hover,html[data-appearance=light] .disb-form .loan-field input:hover,html[data-appearance=light] .disb-form .loan-field 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.loan-ai-chip{color:#0b1f3b}html[data-appearance=light] .loan-ai-status li{border-bottom-color:#0b1f3b14}html[data-appearance=light] .loan-ai-chip{background:#c8a0441a;border-color:#c8a04447}html[data-appearance=light] .loan-progress{background:#fff;border-color:#0b1f3b14;color:#0b1f3b;box-shadow:0 8px 20px -16px #0b1f3b2e}html[data-appearance=light] .loan-progress__bar{background:#0b1f3b14}html[data-appearance=light] .loan-stepper li{color:#64748b;border-color:#0b1f3b1a;background:#fff}html[data-appearance=light] .loan-stepper li.is-active{color:#8a6d2e;border-color:#c8a04473;background:#c8a0441a}html[data-appearance=light] .loan-stepper li.is-done{color:#0f5c4d;border-color:#0f5c4d47;background:#0f5c4d14}html[data-appearance=light] .loan-stepper--rich li b{background:#0b1f3b14;color:#0b1f3b}html[data-appearance=light] .loan-stepper--rich li.is-done b{background:#0f5c4d2e;color:#0f5c4d}html[data-appearance=light] .loan-journey-strip 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button.is-active{color:#0b1f3b;border-color:#c8a04473;background:#c8a0441a}html[data-appearance=light] .loan-recent-addresses__toggle{background:#fff;border-color:#0b1f3b1a;color:#0b1f3b}html[data-appearance=light] .loan-credit-alert{background:#ef444414;border-color:#b91c1c47;color:#991b1b}html[data-appearance=light] .loan-credit-alert strong{color:#7f1d1d}html[data-appearance=light] .loan-credit-alert p{color:#9f1239}html[data-appearance=light] .loan-pill{color:#0b1f3b;background:#0b1f3b0f;border-color:#0b1f3b1a}html[data-appearance=light] .loan-pill--ok{color:#0f5c4d;background:#0f5c4d1a;border-color:#0f5c4d40}html[data-appearance=light] .eligibility-inline,html[data-appearance=light] .eligibility-card{background:#fff;border-color:#0b1f3b14;color:#0b1f3b}html[data-appearance=light] .disb-stage-pill{background:#fff;border-color:#0b1f3b1f;color:#475569}html[data-appearance=light] .disb-stage-pill.is-active,html[data-appearance=light] .disb-stage-pill[aria-pressed=true]{color:#8a6d2e;border-color:#c8a04473;background:#c8a0441a}html[data-appearance=light] .bureau-hero,html[data-appearance=light] .bureau-analyzer .card,html[data-appearance=light] .loan-score-card,html[data-appearance=light] .loan-screen .card{background:#fff;border-color:#0b1f3b14;color:#0b1f3b;box-shadow:0 10px 24px -20px #0b1f3b2e}@media (prefers-reduced-motion: reduce){*,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}*{box-sizing:border-box}body{margin:0;min-height:100vh;min-height:100dvh;padding-left:env(safe-area-inset-left,0px);padding-right:env(safe-area-inset-right,0px);font-family:var(--font-sans);font-size:15px;line-height:1.55;color:var(--text);background-color:var(--bg-app);background-image:radial-gradient(ellipse 110% 90% at 50% -25%,rgba(11,31,59,.95),transparent 52%),radial-gradient(ellipse 70% 55% at 100% 0%,rgba(200,160,68,.09),transparent 48%),radial-gradient(ellipse 55% 45% at 0% 100%,rgba(15,92,77,.12),transparent 42%),linear-gradient(180deg,#05080e 0%,var(--bg-app) 45%)}h1,h2,h3,.app-main-title{font-family:var(--font-heading)}#root{min-height:100vh}a{color:#dbeafe;text-decoration:none}a:hover{color:var(--credaris-gold);text-decoration:underline}button{cursor:pointer}input,select,button{font:inherit}.muted{color:var(--text-muted)}.err{color:var(--danger-text);font-size:.875rem}.shell{min-height:100vh;min-height:100dvh;display:flex;flex-direction:column;align-items:center;justify-content:center;padding:clamp(1.25rem,4vw,2.5rem);padding-bottom:max(clamp(1.25rem,4vw,2.5rem),env(safe-area-inset-bottom,0px))}.shell-inner{width:100%;max-width:440px}.shell-inner--wide{max-width:min(960px,100%)}.shell-brand{text-align:center;margin-bottom:1.25rem}.credaris-logo{display:block;width:auto;max-width:min(220px,88vw);height:2.65rem;object-fit:contain;object-position:center}.credaris-logo--hero{margin:0 auto .85rem}.credaris-logo--sidebar{max-width:100%;height:1.85rem;margin:0 auto;object-position:center}.app-sidebar-org-wordmark{display:block;max-width:100%;padding:.15rem .35rem;font-family:var(--font-display, "Sora", system-ui, sans-serif);font-size:.95rem;font-weight:700;letter-spacing:.02em;line-height:1.2;color:var(--text, #f8fafc);text-align:center;word-break:break-word}html[data-appearance=light] .app-sidebar-org-wordmark{color:var(--text, #0f172a)}.credaris-logo--inline{display:inline-block;vertical-align:middle;max-width:160px;height:2rem}.app-sidebar-logo-btn{display:flex;align-items:center;justify-content:center;width:100%;margin:0 0 1.25rem;padding:.35rem .25rem;border:none;background:transparent;border-radius:var(--radius-md);cursor:pointer;transition:background .15s ease,box-shadow .15s ease}.app-sidebar-logo-btn:hover{background:#c8a04414;box-shadow:var(--gold-glow)}.app-sidebar-logo-btn:focus-visible{outline:2px solid var(--credaris-gold);outline-offset:2px}.shell-brand p{margin:.4rem 0 0;font-size:.9rem;color:var(--text-subtle);max-width:28rem;margin-left:auto;margin-right:auto}.card{background:var(--bg-card);border-radius:var(--radius-xl);border:1px solid var(--border-subtle);box-shadow:0 0 0 1px #ffffff08 inset,0 24px 48px -20px #00000080;padding:clamp(1.35rem,4vw,1.75rem);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px)}.card-header{margin-bottom:1.35rem}.card-title{margin:0;font-size:1.15rem;font-weight:600;letter-spacing:-.02em;color:var(--text);font-family:var(--font-heading)}.card-desc{margin:.4rem 0 0;font-size:.875rem;color:var(--text-muted);line-height:1.5}.field{margin-bottom:1rem}.field:last-of-type{margin-bottom:0}.label{display:block;font-size:.7rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--text-muted);margin-bottom:.4rem}.input,.select{width:100%;padding:.7rem 1rem;border:1px solid var(--border-subtle);border-radius:var(--radius-pill);background:var(--bg-input);color:var(--text);transition:border-color .18s ease,box-shadow .18s ease,background .18s ease}.input:hover,.select:hover{border-color:var(--border-strong);background:#ffffff14}.input:focus,.select:focus{outline:none;border-color:var(--credaris-gold-muted);box-shadow:0 0 0 3px var(--border-focus)}.input::placeholder{color:var(--text-subtle)}.select{cursor:pointer;-webkit-appearance:none;-moz-appearance:none;appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' fill='%2371717a' viewBox='0 0 16 16'%3E%3Cpath d='M8 11L3 6h10l-5 5z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right .85rem center;padding-right:2.35rem}.segment{display:flex;gap:.5rem;flex-wrap:wrap}.segment-item{flex:1 1 auto;min-width:min(100%,5.5rem)}@media (max-width: 360px){.segment-item{min-width:100%}}.segment-item 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